Attention homeowners in Hohenwald and Lewis County: Get an Appraisal today!
See the top seven reasons why TN homeowners hire Floyd Appraisal Works:
Need help deciding the value of your house in or near Hohenwald, TN?
At Floyd Appraisal Works, we understand the unique needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Floyd Appraisal Works, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.
Need to remove PMI?
A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping consumers just like you delete unneeded and unwanted PMI insurance.
Challenging Lewis county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that's declining or is not appreciating as much as other properties nearby. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Floyd Appraisal Works is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Floyd Appraisal Works can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you'd like to have a veteran appraiser double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Floyd Appraisal Works can We can assist you. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.