Attention homeowners in Hohenwald and Lewis County: Get an Appraisal today!
The top reasons TN homeowners hire Floyd Appraisal Works:
Do you own a home in or near Hohenwald? Do you need help determining the value of your real estate?
We at Floyd Appraisal Works understand the particular needs of a customer seeking appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. Being a person not in the real estate business that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping consumers just like you do away with unnecessary PMI insurance.
Challenge property tax assessments
Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Floyd Appraisal Works is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Floyd Appraisal Works can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? Floyd Appraisal Works offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Floyd Appraisal Works can We can assist you. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.