Attention homeowners in Hohenwald and Lewis County: Need an appraisal?
Here are the top seven reasons why TN homeowners order from Floyd Appraisal Works Inc:
Need help deciding the price of your home in or near Hohenwald, TN?
We at Floyd Appraisal Works Inc understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Floyd Appraisal Works Inc, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping clients just like you dismiss undesirable PMI insurance.
Challenge property tax assessments
Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Floyd Appraisal Works Inc is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Floyd Appraisal Works Inc can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? An appraiser from Floyd Appraisal Works Inc can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.